Our firm specializes in helping individuals develop sound retirement strategies. We understand the many challenges of retirement today and know the biggest concern for many is outliving their money. We focus on money management, as well as other issues that are critical to your financial wellbeing. Regardless if you are retired, approaching retirement or just getting started – please take the time to explore our website and the wealth of information we offer.
We provide planning for the following solutions:
- Individual: IRA, Roth IRA, Annuity, Stocks, Bonds, Municipal Bonds, Mutual Funds, Direct Indexing, Separately Managed Accounts, Actively Managed Accounts, Life Insurance, Disability Insurance, Long Term Care Insurance & Final Expense Insurance.
- Business: 401k, 403b, 401a, 457, SIMPLE, SEP, Cash Balance Plans, Pension Plans, Profit Sharing Plans, Deferred Compensation Plans, Key Person Life Insurance & Group Supplemental Benefits (Dental, Accident, Cancer, Critical Illness, Vision, Hospital Indemnity, Short Term Disability, Long Term Disability, Group Life)
- College/Disability: 529 Plans & Able Plans.
We offer services in the following areas:
Wealth Management
- Retirement Need Analysis
- Retirement Income Maximization Strategies
- Assets to Income Strategies
- Contribution Strategies
- Rollover Options
- Ongoing Investment Management
- Social Security Planning
- Medicare Planning
- RMD Strategies
- Portfolio Stress Testing
- Portfolio Review
- Market Research
- Asset Allocation
- Dollar Cost Averaging
- Rebalancing Strategies
- Risk Tolerance Assessment
- Investment Policy Statement
- Socially Responsible Investing Strategies
- Real Estate Acquisition/Disposition Impact
- College Costs and Inflation Analysis
- College Funding and Contribution Strategies
- Employer Benefits Review
- Employee Benefits Planning
- Business Exit Strategies
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Cash Flow Strategies
- Goal Prioritization
- Cash Flow Projections
- Savings Strategies
- Major Purchase Analysis
- Financing and Funding Analysis
- Debt Management
- Business Cash Flow Analysis
- Financing Strategies
- Change in Lifestyle Guidance & Updates
- Purchase & Refinance Scenarios
- Expense Management
- Coordination with Your Mortgage Professional
- Coordination with Your Real Estate
Tax Planning
- Tax-managed Investments
- Tax Loss Harvesting
- Optimal Tax Strategies
- Business Tax Strategy
- Business Entity Structuring
- Roth Conversions
- Identifying AMT Issues
- Cost Basis Analysis
- Deferred Compensation
- Stock Option Analysis
- Net Unrealized Appreciation Strategies
- Coordination with Your Tax Professional
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Risk Management
- Life Insurance Planning
- Annuity Strategies
- Long-Term Care Planning
- Disability and Health Insurance Review
- Property and Casualty Insurance Review
- Existing Policy Review
- Survivorship Income Planning
- Planning for Unforeseen Risks
- Liability Insurance
- Cyber Risk Awareness
- Concentration Risk Strategies
- Longevity Risk Planning
- Business Use of Insurance
- Coordination with Your Insurance Professional
Estate Planning
- Trust Planning and Education
- Wealth Transfer Scenarios
- Gifting Strategies
- Sources of Estate Liquidity
- Charitable Planning
- Divorce Planning
- Trust Usage for Education Funding
- Special Needs Planning
- Beneficiary Designation Planning
- Coordination with Your Estate Attorney
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